Kinetic Flow — Pricing
Pay Per Transaction. Scale Without Limits.
Simple, transparent per-transaction pricing. No monthly minimums on Build and Scale plans. Volume discounts available.
Most Popular
Scale
For growing platforms with real-time payments and higher volume.
ACH$0.15 / transaction
Cards2.5% + $0.25
Real-time (FedNow/RTP)$0.35 / transaction
- Up to 500,000 transactions / month
- All payment rails incl. FedNow & RTP
- Smart rail routing
- Card vaulting & tokenization
- OFAC screening
- Priority support (4hr SLA)
- Dedicated Slack channel
Enterprise
For large platforms and financial institutions with custom needs.
VolumeCustom pricing
RailsAll incl. SWIFT
SLACustom terms
- Unlimited transactions
- All rails incl. SWIFT & wire
- Custom routing rules
- White-label payments
- Dedicated infrastructure
- 24/7 support (1hr SLA)
- Named solutions engineer
- Custom compliance config
- On-premise option
Compare Plans
| Feature | Build | Scale | Enterprise |
|---|---|---|---|
| Payment Rails | |||
| ACH | |||
| Card processing | |||
| FedNow | |||
| RTP | |||
| SWIFT | |||
| Smart routing | |||
| Custom routing rules | |||
| Features | |||
| Webhook events | |||
| Idempotent API | |||
| Card vaulting | |||
| Network tokens | |||
| OFAC screening | |||
| Transaction monitoring | |||
| White-label | |||
| Infrastructure | |||
| Monthly limit | 10K | 500K | Unlimited |
| Sandbox | |||
| API rate limit | 100/s | 1,000/s | Custom |
| Dedicated infra | |||
| On-premise | |||
| Support | |||
| Response SLA | 48hr | 4hr | 1hr |
| Slack channel | |||
| Named engineer | |||
| On-call support | |||